Chandran and Kishore then agree for a low price and the three then head forward. Once they reach the place, Chandran and Kishore come to know that Chinni Jayanth has borrowed money from many people and has not repaid them. Such is his reputation that people take off immediately under the fear that he will ask them for money. In the midst of this, Chandran comes across Anandhi and it is love first sight.
After hearing about Chinni Jayanth after interacting with the people in his locality, Kishore suggests Chandran to not take the job. On the other hand, Harish Uthaman comes to live in a house under a bank and seizes the opportunity by robbing and absconds away. While on the run, he throws the money into Chandran's lorry. On the other hand, Kishore gets into a fight with Chinni Jayanth as he has not yet found a home.
In their fight, Chandran and Kishore throw Chinni Jayanth's belongings from the lorry. As a result, they throw away the bag containing the money dropped into the lorry by Harish Uthaman. When the money from the bag spills out, Chinni Jayanth has a heart attack and is then admitted in the hospital. He recovers soon and they all settle their differences by spending the money in joy. Meanwhile, Harish Uthaman, who is now on the lookout for the money begins killing people during his search. The rest of the plot revolves around whether Chinni Jayanth, Chandran and Kishore fall under the radar of Harish Uthaman and if Chandran conveys his feelings towards Anandhi.
Chandran has played the role of the lorry driver in an apt manner, but makes us cringe during the romantic scenes and needs to work better in nailing those expressions. In comparison to her previous films, Anandhi appears without any make-up and has pulled off a neat performance yet again. Chinni Jayanth makes a comeback to mainstream cinema with Rubaai and has carried off his role with ease. Despite appearing in just a few scenes, Harish Uthaman has delivered a rocking performance. Kishore Ravichandran coming in as Chandran's friend has given a decent performance.
After making a commendable debut with Saatai, filmmaker Anbazhagan has this time failed to emulate the same kind of success. He has attempted to tell the story of how a youth in need of money goes to lengths to attain it with a romantic touch. In his effort, the director has failed to emphasize the need for romance in the narrative. D. Imman's songs are good, but he leaves a strong impression in the background score department. V. Ilayaraaja's cinematography skills come to the fore and he has shot the film in an admirable manner.
In short, Rubaai should have been worth it.